2026 Social Security COLA Projected at 2.7%, but Concerns Remain
Posted on Sep 02, 2025 / USA
The 2026 Cost-of-Living Adjustment (COLA) for Social Security is projected to rise by 2.7%, up slightly from last year’s 2.5%. The increase responds to ongoing inflation, but analysts warn that it may still fall short of retirees’ needs, as many report benefits have not kept pace with rising costs. Economists are proposing measures such as raising the earnings cap, increasing payroll taxes by 1%, and instituting automatic benefit adjustments to protect the program’s long-term stability. Meanwhile, 46 states and D.C. are dealing with staffing declines at Social Security field offices, leading to longer wait times for in-person help. With demand rising and resources stretched thin, these updates highlight the challenges facing the nation’s most critical social safety net.
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